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Pension fund CBL Atklātais pensiju fonds

CBL Open Pension Fund offers making 3rd pillar private pension savings additionally to the government guaranteed pensions (1st and 2nd pillar). You are welcome to make pension savings individually or through your employer. Citadele Bank is the pension fund's custodian.

Management Board

CBL Atklātais pensiju fonds reports for 2024

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    Annual report

    Published on • In Latvian

    Download PDF 1.84mb

All financial reports

Announcements for clients

On changes to the Terms and Conditions of 3rd pension pillar plans “CBL Sabalansētais”, “CBL Aktīvais” and “CBL Aktīvais USD” and price list

Pension Fund has developed amendments to the 3rd level pension plans "CBL Balanced", "CBL Aktīvais" and "CBL Aktīvais USD" (hereinafter all collectively referred to “Pension Plans”) and price list. In compliance with the requirements of regulatory acts, the amendments have been reconciled with the Bank of Latvia and they will enter into force on May 1th, 2025.

Amendments to the Terms and Conditions of Pension Plans and the New Price List will result in a reduction of the commission fee for the holding and management of funds within the Pension Plans.

The currently valid Pension Plan Regulations, as well as the amended regulations are available on the website of Citadele banka: www.citadele.lv/en/private/3rd-pension/plans/. Amendments to the Price List available: www.citadele.lv/en/private/fees/3rd-pension/. 

More information about what is mentioned in this notice can be obtained by calling the phone number +371 67010146 or writing to the e-mail address pfonds@citadele.lv.

 


Riga, 28.04.2025

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Suggestions and complaints

The procedure for considering suggestions and complaints

You have the right to contact JSC "CBL Atklatais pensiju fonds" with a suggestion or complain regarding pension plans or the services provided by JSC "CBL Atklatais pensiju fonds", customer service, etc.

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Privacy protection rules

Privacy protection rules, effective from 09.02.2021.

Historical issues

Came into force on 27.03.2019.
Came into force on 25.05.2018.

Information on Prevention of Conflicts of Interest

CBL Atklātais pensiju fonds is a company of the Citadele group. Companies of the Citadele group provide a wide range of financial services, for this reason in some cases a customer’s interests may conflict with those of another customer or the company itself. We adhere to the internal policies and procedures of the Citadele group to ensure proper management of any such circumstances during business operations.

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Remuneration policy

JSC "CBL Atklatais pensiju fonds" (hereinafter – the Pension fund) and AS Citadele banka are part of the Citadele Group (hereinafter – the Group) where AS Citadele banka is the Group’s parent company. The Pension fund complies with the remuneration policy approved by the Group.

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Our Mission

Develop the pension fund as a simple and reliable business:

  • providing easy to understand pension plans which are adequate to customer needs;
  • creating such a culture of corporate governance, which demonstrates to shareholders, customers and the public the professionalism and integrity of the company’s employees in any of their activities.

Our Vision

Become one of the TOP 3 pension funds in the Latvian market in terms of number of customers and amount of assets, providing increased value for shareholders.

Contacts

Phone: +371 6 701 0147

E-mail: pfonds@cbl.lv

Republikas laukums 2a, Rīga, LV-1010