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Pension fund CBL Atklātais pensiju fonds

CBL Open Pension Fund offers making 3rd pillar private pension savings additionally to the government guaranteed pensions (1st and 2nd pillar). You are welcome to make pension savings individually or through your employer. Citadele Bank is the pension fund's custodian.

Management Board

CBL Atklātais pensiju fonds reports for 2022

  • Annual report

    Published on • In Latvian

    Download PDF 1.67mb

Announcements for clients

On changes to the Terms and Conditions of 3rd pension pillar plans from July 25th

As we review and update our range of services, we also update their terms and conditions. We would therefore like to inform you that, after consulting with the Financial and Capital Market Commission, we have made changes to the Terms and Conditions of the following pension plans: CBL Sabalansētais, CBL Aktīvais, and CBL Aktīvais USD.

The most significant changes

  • We have improved our service so that we can be contacted through the Citadele online bank;
  • We have clarified what participants should do if the employer who is making payments into their plan becomes insolvent and begins the bankruptcy process;
  • To look after customers’ savings, we will continue investing the capital held in the pension plans of deceased customers until this capital has been disbursed in full;
  • For customers’ convenience and security, payments into a pension plan can only be transferred from a Citadele account or other financial service provider.

The new Terms and Conditions will come into force on July 25th, 2022. You can read the full Terms and Conditions here:

Reminder: to ensure steady payments into your 3rd pension pillar, set up a regular payment through the online bank for the most convenience.

Riga, 23.07.2022.

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Suggestions and complaints

The procedure for considering suggestions and complaints

You have the right to contact JSC "CBL Atklatais pensiju fonds" with a suggestion or complain regarding pension plans or the services provided by JSC "CBL Atklatais pensiju fonds", customer service, etc.

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Privacy protection rules

Our Mission

Develop the pension fund as a simple and reliable business:

  • providing easy to understand pension plans which are adequate to customer needs;
  • creating such a culture of corporate governance, which demonstrates to shareholders, customers and the public the professionalism and integrity of the company’s employees in any of their activities.

Our Vision

Become one of the TOP 3 pension funds in the Latvian market in terms of number of customers and amount of assets, providing increased value for shareholders.


Phone: +371 6 701 0147


Republikas laukums 2a, Rīga, LV-1010