Главные финансовые показатели подробнеe

EUR millions (Group)

  Q1 2018 Q1 2017 Change 12m 2017 12m 2016 Change
Net interest income 19.7 17.5 12% 75.4 66.2 14%
Net commission and fee income 7.4 9.4 (22%) 36.7 40.1 (9%)
Operating income 31.5 31.6 (0%) 132.5 134.3 (1%)
Impairments charge and reversals, net (0.0) (1.4) (99%) (4.4) (10.1) (56%)
Adjusted net profit* 9.4 9.1 3% 31.5 31.1 1%
Adjusted ROA* 1.17% 1.10% 0.07pp 0.94% 0.99% (0.04pp)
Adjusted ROE* 13.9% 14.1% (0.2pp) 11.9% 13.3% (1.4pp)
CIR 71.7% 64.3% 7.4pp 64.4% 60.4% 4.1pp
COR (0.1%) (0.6%) (0.7pp) 1.0% 0.9% (0.1pp)

EUR millions (Group)

  Q1 2018 Q1 2017 Change 12m 2017 12m 2016 Change
Total assets 3,129 3,310 (5%) 3,312 3,350 (1%)
Loans to customers 1,318 1,273 4% 1,331 1,241 7%
Shareholder's equity 270 264 2% 269 254 6%
LTD ratio 49% 44% 5pp 46% 42% 4pp


*12m 2017  adjusted for one-time EUR 7.7 million reversal of impairment on property and equipment (the Group only) and EUR 3.9 million income on dividends from subsidiaries (the Bank only). 12m 2016 adjusted for one-time income in the amount of EUR 11.3 million due to sale of Citadele’s share in Visa Europe to Visa Inc (the Group and the Bank), EUR 5.1 million income on dividends from subsidiaries (the Bank only) and EUR -1.8 million loss on sale of a single AFS (former HTM) security exposure before maturity (the Group and the Bank).